Surveyors in Isle Of Wight

What type of survey do I need for a 1950s Isle of Wight cottage?

Whatever type of property you intend to buy in the Isle of Wight, the decision on which building survey is best will depend on a number of factors. For example, a full structural survey known as a Building Survey (RICS Level 3) will provide a more in-depth examination and explanation of the fabric of a building. This might be more appropriate when buying a flat or apartment because the surveyor can be asked to provide an opinion on shared areas of a property, such as the roof area, hallways and stairwells.

We intend to buy a flat in Cowes inside a conservation area. Are there any issues we should be aware of?

Cowes is in a conservation area that is classified as 'poor' by English Heritage, with medium vulnerability and deterioration. For detailed information visit their website or contact the Cowes conservation area administrator. There are over 10,000 conservation areas in the UK which are overseen by local authorities. Isle of Wight building surveyors are required by RICS to have sufficient knowledge of relevant local factors and the relation they have on properties. Property values tend to be higher in conservation areas because many period properties have retained their original character and these areas are largely unspoilt. However, many conservation areas have been neglected and are in a poor state, mostly caused by unauthorised alterations. Property surveyors are expected to report whether the property looks to be within a conservation area.

Section I of your Homebuyer Report (RICS Level 2) will advise as to whether additional enquiries should be raised as part of the legal process. Unapproved property extensions may also be reported in the survey.

We're cash buyers. Do we need to bother with any kind of structural survey, or will a Homebuyer Report (RICS Level 2) be enough?

It's always best to be forewarned about any potential issues with a property, and those buying without a mortgage need to protect their investment just as a lender would. A Building Survey (RICS Level 3) is the most comprehensive and technical survey offered by Isle of Wight RICS surveyors working with Surveyor Local. An examination of the property's accessible areas - both interior and exterior - will inform an in-depth report on its construction, any visible defects and their causes, and any recommendations on repair and maintenance options. A Homebuyer Report (RICS Level 2) would also identify any structural issues, such as subsidence, but this will not be as thorough an examination as the Building Survey.

Will a Homebuyer Report (RICS Level 2) go into detail on the general state of the electrical system?

Whether carrying out a Homebuyer Report (RICS Level 2) or a Building Survey (RICS Level 3), an Isle of Wight chartered surveyor will look at the condition of the electrics, including an overview of the fuse board, its age and condition, any visible wiring, plus electrical fittings such as showers and light fittings. If the electrics are in an unsatisfactory or dangerous state of repair, the surveyor will highlight this in their subsequent report. The surveyor will also examine any documentation from electrical wiring tests carried out by an electrician where this is available.

Does the chartered surveyor give details on the condition of the gas supply?

Your RICS surveyor will locate and visually examine the accessible parts of the gas system. This will include gas heaters at the home in addition to gas related fittings such as chimney maintenance and the flue. Gas fittings will not be removed, and the system will not be tested at all. Most people are aware that gas is potentially fatal. If you have any worries relating to gas installations at all, we suggest you call a gas engineer.

Gas regulations require that all landlords must complete appliance and installation inspections every year. Non-compliance penalties include heavy fines or imprisonment.

What information on subsidence does the Homebuyer Survey (RICS Level 2)include?

Subsidence compromises structural integrity. Most homes, particularly new builds or those with extensions, only experience minor cracking, which does not affect the building's structure. In some older homes, cracks may be visible in the summer but tend to close up in the winter when the materials soak up moisture. Soil on an incline is not as stable as it is on flat ground and may start to slip. Severe changes in humidity or ambient temperatures can also impact a house that is susceptible to further settlement.

Identification is a necessary first step. While the removal of trees may make the problem worse, professional advice should be sought. Structural brickwork may need to be dismantled and rebuilt, or more cosmetic areas repaired using resin to fill cracks. Your surveyor may suggest that you talk to an arborist to find out the best cause of action if trees or other plant life is the suspected cause.

We are purchasing a house in Isle of Wight. Will the surveyor check for any flood damage, or if neighbouring property has been affected?

Your Isle of Wight RICS surveyor may use several methods to determine if the house in question is in danger of flooding. In addition, the house survey may recommend maintenance. It will also include details of any evidence of historical flooding and may comment generally about the area's propensity to flood. The Environment Agency also publish details of previous flood warnings.